AI tool comparison
Agent Card vs Kampala
Which one should you ship with? Here is the side-by-side panel verdict, pricing read, reviewer split, and community vote comparison.
Developer Tools
Agent Card
Virtual Visa cards your AI agents can issue and spend themselves
75%
Panel ship
—
Community
Free
Entry
Agent Card solves a critical but unglamorous problem in agentic AI: how do you let an agent pay for things without handing it your real credit card? The answer is a prepaid virtual Visa wallet your agent can draw on — fund it via Stripe, then let your Claude Code, ChatGPT, or MCP agent generate single-use virtual cards that auto-cancel after one transaction. The mental model is clean: you set a budget, the agent has a card, you get receipts. The API is MCP-compatible so agents can call it directly without human intervention. Cards can be scoped to specific merchants, capped at specific dollar amounts, and auto-cancelled on a time limit. Full transaction logs are available via API for auditing. This is the missing financial primitive for truly autonomous agents. Until now, letting an agent "buy something" required awkward human-in-the-loop approvals or giving it a full credit card with no guardrails. Agent Card provides the guardrails. It's a small piece of infrastructure that unlocks a class of agent capabilities that were previously too risky to build.
Developer Tools
Kampala
MITM proxy that reverse-engineers any app into a stable, callable API
75%
Panel ship
—
Community
Free
Entry
Kampala, built by Zatanna AI (YC W26), is a macOS proxy tool that sits between your applications and the internet, intercepts every HTTP/HTTPS request, and automatically reverse-engineers the underlying API. It traces authentication chains — tracking tokens, cookies, and session state — and replays flows on demand, preserving original TLS fingerprints so services can't distinguish API calls from the real app. The key insight is that almost every app that lacks a public API still has a private one — and it's usually more stable than the UI. Kampala targets automation engineers, QA teams, and AI agent builders who need reliable machine-readable access to apps that haven't opened their APIs. Setup is a local MITM cert install; no cloud proxy involved. Currently macOS-only with a Windows waitlist. The team emerged from YC's Winter 2026 batch with backing from Y Combinator. Pricing is in early access, with a free tier planned for solo developers and paid plans for teams building production automations.
Reviewer scorecard
“This is the piece I've been waiting for. I build procurement agents and the payment step always requires human intervention. A merchant-scoped, dollar-capped virtual card with MCP support changes that completely. The 1.5% fee is trivially worth it for what it unlocks.”
“This is the tool I've been building in-house at three different companies and never had time to productize properly. The auth chain tracing alone — tracking token refresh flows and session state automatically — would have saved me hundreds of hours. If it works as advertised, it's an instant ship for anyone doing integration work.”
“Giving an AI agent a payment method is exactly the kind of thing that sounds clever until an LLM hallucinates a purchase. One prompt injection attack on your agent could drain your wallet in seconds. The merchant scoping helps but I want to see real fraud cases before trusting this.”
“Terms of service violations are a real concern here. Most apps explicitly prohibit automated access through their private APIs, and companies like LinkedIn and Instagram have sued over exactly this pattern. The MITM cert requirement also opens a broad attack surface. Wait for a clearer legal stance before building production systems on this.”
“Autonomous economic agency is the unlock. When agents can independently buy compute, pay APIs, and procure services within budgets, the economics of automation shift dramatically. Agent Card is a tiny product solving a foundational problem for the agentic economy.”
“The long-term story here is about AI agents needing reliable access to every app humans use. We can't wait for every SaaS to ship an official API. Tools like Kampala are how AI agents will integrate with the existing software ecosystem for the next five years, until MCP-style universal interfaces catch up.”
“I use AI agents to buy stock photos, pay for API calls, and subscribe to tools. Managing all that manually is tedious. A scoped virtual card I can hand to an agent — with spending limits — is exactly the workflow I need.”
“For social media automation and cross-platform content workflows this is a game-changer. Building automations for platforms with limited or expensive APIs has always required fragile browser scraping — having a stable API layer extracted from the real app traffic is a much better foundation.”
Weekly AI Tool Verdicts
Get the next comparison in your inbox
New AI tools ship daily. We compare them before you waste an afternoon.