Kelviq vs qmd

Kelviq is the all-in-one revenue infrastructure platform built from the ground up for SaaS and AI companies. As a Merchant of Record, Kelviq takes full liability for global sales tax (VAT, GST), fraud, and regulatory compliance — letting AI startups sell in 100+ countries without ever registering for a foreign tax ID. It supports subscriptions, usage-based billing, feature entitlements, and one-time purchases through a single API. The AI-specific angle is real-time metering: Kelviq can track every token, API call, compute unit, or active user with zero reported latency. This is critical for AI products where costs spike unpredictably and customers need granular visibility into what they're being charged for. Pricing is 2.9% + 40¢ per transaction (up to $5K/month volume) or 3.5% + 40¢ thereafter, with no monthly fees — competitive with Stripe + a separate tax tool. Built by the team behind ParityDeals (a price localization tool with proven market fit), Kelviq launched to #1 on Product Hunt today with 430 upvotes. The founders' experience running a SaaS business internationally gives them genuine insight into the pain points they're solving.

qmd is a lightweight local search engine built by Tobi Luetke, CEO of Shopify, for indexing and querying personal knowledge bases, documentation, and meeting notes — entirely offline. It combines three retrieval approaches in a single pipeline: BM25 full-text search for exact keyword matches, vector semantic search via ONNX-based embeddings, and LLM re-ranking using GGUF models through node-llama-cpp. All three stages run locally with no cloud dependency. The tool ships in multiple deployment modes: a CLI for ad-hoc queries, a Node.js library for programmatic use, an HTTP service for local API access, and — most useful for AI workflows — a native MCP server that lets Claude Code, Cursor, and similar editors query your local knowledge base directly during coding sessions. The hybrid retrieval approach means it handles both "find the exact error message from last week's standup notes" and "what was our decision about the auth architecture" equally well. What makes this notable beyond its technical approach is provenance: Luetke shipped it as a personal tool he actually uses, not a startup product. The GitHub history shows active iteration and he's been talking about it on X. It's a credible signal of where pragmatic AI-augmented knowledge management is heading for technical users who prefer local-first tools.