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Mercury

Mercury

Banking for startups

Mercury provides startup-friendly banking with no fees, treasury management, venture debt, and a clean dashboard. The default bank for Y Combinator and tech startups.

Panel Reviews

The Builder

The Builder

Developer Perspective

Ship

API for programmatic banking operations, automated accounting exports, and the dashboard is beautifully designed.

The Skeptic

The Skeptic

Reality Check

Ship

Free banking with excellent UX. Treasury management for idle cash is a nice bonus. The startup bank done right.

The Futurist

The Futurist

Big Picture

Ship

Mercury is building the financial operating system for startups. Banking + treasury + credit in one platform.

Community Sentiment

Overall2,166 mentions
73% positive18% neutral9% negative
Hacker News389 mentions
74%18%8%

Mercury is the first bank that feels like it was built by developers — the API and dashboard are actually good

Reddit556 mentions
71%20%9%

Every YC founder I know uses Mercury — the treasury account for idle cash paying yield is a nice touch

Twitter/X980 mentions
72%19%9%

Mercury's no-fee structure and instant international wires saved my startup thousands in banking fees last year

Product Hunt241 mentions
79%14%7%

Finally a bank that doesn't feel hostile to startups — clean UI, great support, and no surprise fees